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Learn what's required to get your Insurance license in New York

State Regulator

New York Department of Financial Services - Insurance Division 


Step 1
Complete a Pre-License Training Course

Prior to taking your insurance licensing exam, you are required to complete an approved pre-license training course.

Depending on the line of insurance you want to sell, you will be required to complete a minimum number of course hours:

Lines of Insurance Course Hours
Life, Accident & Health Agent 40
Life Agent 20
Accident and Health Agent 20
Personal Lines Agent 40
Property/Casualty Agent 90

Check out ProTraining’s course catalog and take the first step to getting your insurance license now.

Enroll Into Your Course

Once you have successfully completed your pre-license training course on ProTraining, you will receive a certificate of course completion.

Step 2
Complete Training Course Certification Exam with a Department approved Provider

If you are taking your pre-license training course online, your certification exam must be monitored by a state-approved monitor.

A list of state-approved providers can be found here.

Step 3
Book your Licensing Exam

Once you’ve passed and completed your pre-license training course and certification exam, you can now schedule your licensing exam with the approved testing provider, PSI. To book visit PSI and create an account OR call (800) 733-9267. 

Step 4
Take and Pass Your Licensing Exam

Exams will be in multiple-choice format, and will contain “pretest questions,” which are mixed in with the scored questions and are not identified.

The topics covered on each exam and number of questions devoted to each topic are listed in the Content Outline document (select New York, then select ‘NY - Insurance’).

The following table shows the total number of questions on each exam, the seat times, and passing percentages needed for each exam.

Exam Type Total Questions Seat Time Passing Score (%)
Life 100 2 hours 70%
Accident and Health 100 2 hours 70%
Life, Accident, and Health 150 2.5 hours 70%
Property and Casualty 150 2.5 hours 70%

Step 5
Apply for Your License

Once you have passed your licensing exam, apply for your license by visiting New York State’s website and follow the instructions they provide. 

Step 6
Maintain Your License with Continuing Education

To renew and/or maintain your insurance license, you will be required to complete a minimum number of continuing education (CE) credits. 

All licensees (producers, brokers, consultants, adjuster) must complete 15 hours of CE credit every 2 years in the line in which the license is held.

Check out ProTraining’s course catalog for available CE courses.

Start Your Career in Insurance


ProTraining is happy to provide licensing information for candidates looking to obtain their insurance license. While reasonable efforts will be made to ensure this information is up to date and accurate, we recommend that licensees ensure they are compliant with all requirements mandated by the New York Department of Financial Services